Home Owners

When is a Good Time to Refinance Your Home

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Refinancing booms hit whenever mortgage rates drop significantly, falling below the trigger rate for many homeowners. This trigger rate is not the same for everyone — it’s the rate a homeowner decides is low enough to make refinancing worthwhile. There have been several refinance booms since the early 1990s.  Generally, if refinancing will save you […]

Housing Forecast

Outlook of the Housing Market for 2020: What to Expect?

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The housing market is forecast to stay strong in the 2020.  Low mortgages rates, which Redfin expects to hover around 3.8%, will likely invigorate the buyers’ market, leading to an increase in competition as the nation’s housing inventory continues to dwindle due to several factors including rising tenure length.  Overall, this means home buyers could have less home buying options, the […]


Investors Circle: The Pros and Cons on Investing in Opportunity Zones

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There have been many talks about opportunity zones amongst government, corporations, and individual investors.  So what are opportunity zones?  And how can investors benefit from them?  Opportunity zones are tax incentives to encourage those with capital to invest in low income and undercapitalized communities.  Governors of the 50 states and 4 territories and the mayor of […]